Privacy Policy
Last Updated: January 15, 2025
At TechSavvyEnergy, we understand that managing your personal finances requires trust. When you share information with us, you're placing confidence in our ability to handle it responsibly. This policy explains exactly how we collect, use, and protect your data.
We operate within Vietnam's legal framework while serving individuals who want practical budgeting tools. Our approach balances functionality with privacy because we know your financial information is sensitive.
What Information We Collect
We collect different types of information depending on how you interact with our platform. Let me break this down into categories that actually matter.
Account Information
When you create an account, we need basic details: your email address, a password you create, and your name. If you choose to add a phone number for account recovery, we store that too. This information helps us identify you and secure your account.
Financial Data You Input
Our budgeting tools work because you share financial information with us. This includes income amounts, expense categories, savings goals, and transaction descriptions. We don't connect directly to your bank accounts unless you explicitly authorize that connection through secure third-party services.
Technical Information
Like most websites, we automatically collect certain technical data: your IP address, browser type, device information, and how you navigate through our platform. We use this to improve functionality and identify technical issues.
Communication Records
If you contact our support team at info@techsavvyenergy.com, we keep records of that correspondence. This helps us provide better assistance and track issues you've reported.
How We Use Your Information
Data collection serves specific purposes. We're not gathering information just to have it sitting in a database somewhere.
- Platform Functionality: Your financial data powers the budgeting tools you use. We process this information to generate spending insights, track progress toward goals, and create personalized recommendations.
- Account Security: We monitor login patterns and device information to detect suspicious activity. If something seems off with your account, we might send you a verification email.
- Service Improvement: Anonymous usage patterns help us understand which features people find useful and where they encounter problems. This guides our development priorities.
- Customer Support: When you reach out with questions, we reference your account information to provide relevant assistance.
- Legal Compliance: Vietnamese regulations require us to maintain certain records and respond to valid legal requests.
Data Storage and Security
Your information lives on secure servers with multiple layers of protection. We use industry-standard encryption for data transmission and storage. But I want to be honest about something: no system is completely invulnerable. We implement strong safeguards, but absolute security doesn't exist.
Our Security Measures
- SSL/TLS encryption for all data transmission
- Encrypted database storage for sensitive financial information
- Regular security audits and vulnerability assessments
- Restricted employee access based on job requirements
- Automated backup systems with geographic redundancy
- Multi-factor authentication options for user accounts
We store your data on servers located in secure facilities. Vietnamese data protection regulations influence how we handle and process this information.
Who We Share Information With
We don't sell your personal data. Period. But we do share information in specific circumstances where it's necessary for the service to work or where law requires it.
Service Providers
Third-party companies help us operate the platform. This includes hosting providers, email services, and analytics tools. These providers sign agreements limiting how they can use your information.
Financial Institutions
If you connect your bank accounts through our platform, we use secure third-party services that specialize in financial data connections. These services operate under strict security standards and separate agreements.
Legal Requirements
Vietnamese law sometimes requires us to disclose information to government authorities. We respond to valid legal requests but push back on overly broad demands when appropriate.
Business Transfers
If TechSavvyEnergy merges with another company or gets acquired, your information would transfer to the new entity. We'd notify you before this happens.
Your Rights and Control
Vietnamese privacy regulations give you specific rights regarding your personal data. Here's what you can do and how to do it.
Access Your Data
Request a copy of all personal information we hold about you. We'll provide this in a readable format within 30 days.
Correct Inaccuracies
Update incorrect information directly through your account settings or contact us for assistance with corrections.
Delete Your Account
Request complete account deletion. We'll remove your data within 60 days, except where legal obligations require retention.
Export Your Information
Download your financial data in a portable format. Useful if you want to switch to a different budgeting platform.
Restrict Processing
Limit how we use certain types of your information while keeping your account active.
Withdraw Consent
Revoke permissions you previously granted, such as marketing communications or optional data collection.
How to Exercise These Rights
Send requests to info@techsavvyenergy.com with "Data Rights Request" in the subject line. We'll verify your identity before processing any requests. Include your registered email address and specify which right you want to exercise.
You can also visit our office at 8 Nguyễn Bá Ngọc, P.Trà Bá, Thành phố Pleiku, Gia Lai 600000, Vietnam during business hours. Call +842113721138 if you need clarification about the process.
Data Retention Periods
We don't keep information forever. Different data types have different retention schedules based on their purpose and legal requirements.
Data Type | Retention Period | Reason |
---|---|---|
Active account data | Duration of account + 90 days | Platform functionality and account recovery |
Financial transaction records | 3 years after account closure | Vietnamese financial record requirements |
Communication logs | 2 years from last interaction | Customer service quality and dispute resolution |
Anonymous usage analytics | 18 months | Service improvement insights |
Security logs | 1 year | Fraud prevention and security monitoring |
After retention periods expire, we permanently delete information from our systems. Backups that include your data get overwritten within 90 days of deletion.
Cookies and Tracking
Our platform uses cookies and similar technologies. These small data files help the website function properly and remember your preferences.
Essential Cookies
Required for basic functionality like keeping you logged in and maintaining security. You can't disable these without breaking core features.
Analytics Cookies
Help us understand how people use the platform. This data gets anonymized before analysis. You can opt out of analytics tracking in your account settings.
Preference Cookies
Remember your settings and customization choices. Disabling these means you'll need to set preferences each visit.
Most browsers let you control cookie settings. Check your browser's help documentation for instructions. Keep in mind that blocking certain cookies will limit platform functionality.
International Data Transfers
We primarily store data within Vietnam, but some service providers operate servers in other countries. When information moves across borders, we ensure appropriate safeguards exist through contractual agreements and security measures.
If you access our platform while traveling outside Vietnam, your data may route through international networks. We maintain encryption during these transfers.
Children's Privacy
TechSavvyEnergy isn't designed for children under 16. We don't knowingly collect information from minors. If we discover that a child's information ended up in our systems, we delete it promptly.
Parents or guardians who believe their child provided us with information should contact us immediately at info@techsavvyenergy.com.
Changes to This Policy
Privacy practices evolve as technology changes and regulations update. We review this policy regularly and make revisions when necessary.
Significant changes get announced through email notifications to registered users. Minor updates appear on this page with a revised "Last Updated" date. We recommend checking this policy periodically, especially before sharing new types of information with us.
Important: Continuing to use TechSavvyEnergy after policy changes constitutes acceptance of those changes. If you disagree with revisions, close your account before the new policy takes effect.
Vietnamese Legal Framework
Our privacy practices comply with Vietnamese regulations governing personal data protection. This includes the Law on Cybersecurity and related decrees that establish standards for data collection, storage, and processing within Vietnam.
Vietnamese residents have specific rights under local law. If our privacy practices conflict with Vietnamese regulations, local law takes precedence. We work with legal advisors to maintain compliance as regulations develop.
Questions About Privacy?
Email us at info@techsavvyenergy.com
Call +842113721138
Visit 8 Nguyễn Bá Ngọc, P.Trà Bá, Thành phố Pleiku, Gia Lai 600000, Vietnam